If you’re preparing to travel, study, or relocate abroad, many countries may require proof of health insurance to obtain your visa. Health insurance policies ensure that international travellers and residents have access to medical care without overwhelming local healthcare systems. Pacific Cross offers comprehensive plans that meet international requirements and provide access to thousands of hospitals, clinics, and tens of thousands of trusted medical experts throughout Asia, as well as high-quality facilities across Europe.
To protect their healthcare systems and ensure visitors are covered in case of medical emergencies, several countries mandate health insurance as a visa requirement. These policies typically need to meet certain criteria, such as the types of treatments covered, minimum coverage levels, and policy validity. Pacific Cross not only meets these requirements but also connects policyholders with trusted facilities and medical professionals, offering peace of mind throughout Asia and Europe.
Whatever you're up to - we've got you covered!
Here’s an overview of countries with visa-related health insurance requirements and what to look for in a policy.
Since October 2021, Thailand has required health insurance for its One-Year Non-Immigrant visa. To apply, you’ll need a policy with minimum coverage of €100,000 (USD equivalent) valid for the entire visa period. This visa allows multiple entries into the country and can be extended by three months. Pacific Cross’s extensive network across Asia includes thousands of trusted hospitals and clinics, making it easier to access high-quality healthcare during your stay.
Foreign students planning to study in China are required to have health insurance that includes coverage for hospitalization and repatriation. Many Chinese universities offer group insurance plans, though students can also purchase private policies through providers like Pacific Cross, as long as they meet the necessary coverage standards. With Pacific Cross, students can rest assured knowing they have access to a wide network of reliable hospitals, clinics, and experienced medical professionals throughout China and other parts of Asia.
Check out our Travel Insurance Plans here
The International Experience Canada (IEC) program, open to people aged 18–35 from 30 different countries, requires private medical insurance that covers hospitalization and repatriation for the visa’s full duration. Valid for up to two years, this visa enables young people to work and travel in Canada. Pacific Cross ensures policyholders can access reliable healthcare services, as well as connecting them with high-quality facilities and trusted medical experts when traveling outside Asia, particularly in Europe.
Dubai has required health insurance for visa applicants since 2014. Coverage must include maternity care, outpatient services, and hospitalization. Employers must provide basic health coverage to their employees, though dependents may need separate policies. Pacific Cross offers flexible plans that meet these visa requirements and can connect you with a comprehensive network of medical experts and trusted facilities throughout the UAE and Asia.
Non-EU/EEA nationals applying to live, work, or study in Malta need health insurance coverage as part of their visa application. New regulations introduced in August 2024 specify a minimum coverage of €100,000, which must also cover other European countries. This policy should remain active for at least one year. With Pacific Cross, you can access thousands of trusted facilities throughout Europe and Asia, ensuring quality care wherever you go.
Germany mandates that foreign nationals, including self-employed or freelance professionals, have health insurance. If you’re working in Germany, your employer will usually provide coverage under the statutory healthcare system. However, if you’re not employed by a German company, you’ll need private healthcare that matches the state-provided level, covering services like outpatient care, hospitalization, maternity care, and prescriptions. Pacific Cross provides access to thousands of reliable medical facilities and tens of thousands of experts across Asia, ensuring your healthcare needs are met abroad.
Non-EU/EEA nationals planning to study in Finland must have private health insurance to obtain a residence permit. The plan should cover the entire duration of the stay and have an excess of no more than €300. Students with a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) are exempt. With a Pacific Cross policy, you’ll benefit from reliable care networks in Europe and across Asia, giving you confidence in your healthcare coverage during your time abroad.
Wherever you're from, we've got you covered! That means your nationality does not matter, Pacific Cross has got you covered!
Each country has its own visa requirements for health insurance, so be sure to review the necessary criteria carefully. Here are some key elements to consider:
Pacific Cross offers flexible plans and extensive healthcare networks throughout Asia and Europe, allowing you to access quality care with peace of mind wherever you are.
When applying for your visa, you’ll usually need to provide proof of health insurance. This could be a letter from your insurer or a certificate detailing your coverage level, the policyholder’s information, and the validity period. Pacific Cross provides clear documentation to ensure you meet visa application requirements efficiently.
For anyone planning to travel, study, or relocate abroad, securing a health insurance policy is more than just a legal requirement; it’s a safeguard in case of medical emergencies. Pacific Cross offers flexible, reliable health insurance with an extensive network of thousands of hospitals and clinics and tens of thousands of trusted medical professionals throughout Asia. With access to high-quality facilities in Europe, you’ll have coverage wherever you go, helping you focus on enjoying your international journey.