Our Standard Plan is a flexible health insurance solution with optional benefits like treatment area limit discounts and outpatient exclusion to tailor coverage to your needs and budget. The plan covers various medical expenses, including room and board, surgeon's and anesthetist's fees, organ transplants, HIV/AIDS coverage, rehabilitation, maternity benefits, and more. Optional benefits include dental, vision, personal accident, and travel coverage.

Additional benefits cover dental and vision expenses, personal accident benefits, travel coverage for medical emergencies, baggage, travel documents, and personal money protection. The plan also includes hospital cash income, travel delay coverage, and trip cancellation benefits. Discount options are available, and the plan offers free choice of doctors and hospitals, guaranteed renewability, flexible geographic coverage, and coverage for recreational sports.

This plan is particularly advantageous for working professionals in Asia due to its flexibility and comprehensive coverage. With optional benefits like treatment area limit discounts and outpatient exclusion, professionals can tailor their coverage to align with their specific needs and budgetary constraints. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.